Retirement Calculator (Malaysia RM)
The corpus you'll need to retire comfortably.
Corpus needed at 60
RM 2,512,534
Equivalent to RM 8,375/month in 25 years (inflation-adjusted).
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Frequently asked
How much do I need to retire in Malaysia?
A common rule is 25× your annual expenses. For RM 4,000/month living costs, that is roughly RM 1.2 million invested.
Is EPF enough for retirement?
For most middle-income Malaysians, no. EPF should be a foundation, supplemented with unit trusts, ETFs, PRS or property.
What inflation rate should I use?
Malaysia's long-run inflation is roughly 2–3%. We use 3% as a conservative default.