FIRE Calculator
How many years until financial independence? Works in any currency.
Years to FI
18.5 years
Savings rate: 37.5% · FI target: $ 750,000
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Frequently asked
What is FIRE?
Financial Independence, Retire Early. You reach FI when your invested assets can cover your living expenses indefinitely.
What is the 4% rule?
A common guideline: you can withdraw ~4% of your portfolio per year with a high chance of never running out. That means you need 25× your annual expenses.
Is 7% return realistic?
A globally diversified equity portfolio has returned roughly 7% real historically. Adjust downwards for a more conservative plan.