EPF Calculator Malaysia
Project your KWSP balance at retirement age 55.
Projected EPF at 55
RM 812,865
Based on 24% monthly contributions compounding at 5.5% for 25 years.
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Frequently asked
What EPF dividend rate should I use?
EPF has paid roughly 5.0%–6.5% p.a. historically. We default to 5.5%. Use a lower rate for a conservative plan.
Does this include the employer contribution?
Yes. The calculator assumes 11% employee + 13% employer of your monthly salary contribute to Akaun 1 & 2 combined.
Is this projection guaranteed?
No. Actual dividends vary yearly. This is an illustrative projection to help you plan.